Who are Your Dependents?

You’ve likely heard the word “dependents” in regard to your taxes or your insurance benefits. But who is typically considered a dependent?

Dependents eligible for coverage in benefits plans usually include:

  • Your legal spouse (or common-law spouse where recognized).
  • Children up to age 26
  • Dependent children 26 or more years old, unmarried and primarily supported by you and incapable of self-sustaining employment by reason of mental or physical disability which arose while the child was covered as a dependent under this plan (periodic certification may be required).

Verification of dependent eligibility is often required upon enrollment. Talk to your HR department if you want to add or remove dependents from your coverage.

Content by Lockton Dunning Benefits