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You put in the work, spent the time and earned a college degree. What’s next? Paying off those student loans. The weight of student loans can be daunting, but there…


Smile for orthodontic coverage! Your teeth are an important part of your overall health, and keeping them healthy and strong matters. And while maintain a good bite has functionality benefits,…


If you’re diagnosed with an ailment, do you have a plan? Critical Illness coverage pays a lump-sum benefit if you are diagnosed with a covered disease or condition. You can…


The goal of a Step Therapy Program is to steer people to less expensive, yet equally effective, prescription medications while keeping member and physician disruption to a minimum. You must…
You’ve likely heard the word “dependents” in regard to your taxes or your insurance benefits. But who is typically considered a dependent? Dependents eligible for coverage in benefits plans usually…


You’re not feeling well, or you have a chronic problem you can’t shake. How do you know what doctor to see? Can you visit your primary care physician for every…


Urgent Care Centers are quickly becoming a staple of modern communities. You can find them easily and quickly just by driving around town. But there are a few things to…


Prescription medication, whether for an illness or a chronic need, is an important part of your medical insurance benefits. But some levels of medication cost more, and these types are…


Accidental Death and Dismemberment insurance, known as AD&D in the insurance world, can be confusing. Typically, this benefit is a provision that covers unintentional death and/or dismemberment. Dismemberment, however, can…


It’s important to be prepared in case you ever get seriously sick or injured, and thinking about it can be tough. But while the subject is nerve-wracking, being out of…


If you get hurt or sick and need to miss work, what are your options to keep up with your bills? Short-Term Disability (STD) benefits provide financial support to replace…


Life is unpredictable — you never know what might happen. So it’s better to be safe than sorry, and accident insurance can help give you that peace of mind. What…


Talking about death and finances is awkward. However, these important conversations can help avoid heartache and stress later down the road. For example, it’s important to talk about who will…


With the amount of personal information circulating today, identity theft has become a concern for many people. If your Social Security number, bank account, or credit card information falls into…


We’re all looking for ways to simplify our lives. Consider the time and money that can be saved by using a mail-order pharmacy, pharmacies that ship your prescriptions to you…


Without its employees, a company can’t do much. So today, many employers are offering different ways to show how much they value their employees. One way they do this is…


The kids are out of the house, but are they off your insurance? Whether kids leave on their own or are taken off insurance at age 26, change is on…


Becoming a parent is an exciting time. When your child is born, you want to spend as much time with him or her as possible. But though maternity leave is…


Many employers offer Employee Assistance Programs (EAPs) as an additional support option for employees and their families. EAPs help address those needs through free and confidential assessments. Issues EAPs can…