Benefit Spotlight

Hospital Indemnity How-To

Nobody plans for a hospital visit, but things happen. It’s better to be protected in the event you or a loved one need a hospital stay. Hospital Indemnity coverage can…

Going Generic

We’ve all heard the news stories about high-cost prescriptions. But did you know you can save an incredible amount of money by choosing the generic brand option? First, you may…

Coast into Commuter Benefits

Commuter Benefits through your employer allow you to set aside tax‑free money for eligible parking expenses or mass‑transit fees. Two ways this is done are Parking Reimbursement Accounts (PRA) and…

Investing in Your Future Self

Investing might seem intimidating, but it has become easier than ever. Many companies offer predetermined investment options for 401(k) accounts, including Target Date funds or Asset Allocation funds. These can…

Student Loans 101

You put in the work, spent the time and earned a college degree. What’s next? Paying off those student loans. The weight of student loans can be daunting, but there…

Brace Yourself for Orthodontics

Smile for orthodontic coverage! Your teeth are an important part of your overall health, and keeping them healthy and strong matters. And while maintain a good bite has functionality benefits,…

Covering Critical Illness

If you’re diagnosed with an ailment, do you have a plan? Critical Illness coverage pays a lump-sum benefit if you are diagnosed with a covered disease or condition. You can…

Benefit Spotlight: Step into Step Therapy

The goal of a Step Therapy Program is to steer people to less expensive, yet equally effective, prescription medications while keeping member and physician disruption to a minimum. You must…

Who are Your Dependents?

You’ve likely heard the word “dependents” in regard to your taxes or your insurance benefits. But who is typically considered a dependent? Dependents eligible for coverage in benefits plans usually…

Primary Care vs. Specialist: What’s the Difference?

You’re not feeling well, or you have a chronic problem you can’t shake. How do you know what doctor to see? Can you visit your primary care physician for every…

Unpacking Urgent Care Centers

Urgent Care Centers are quickly becoming a staple of modern communities. You can find them easily and quickly just by driving around town. But there are a few things to…

The Rx Ladder

Prescription medication, whether for an illness or a chronic need, is an important part of your medical insurance benefits. But some levels of medication cost more, and these types are…