Benefit Spotlight

What is a Beneficiary?

It’s not something we like to think about, but it’s important to make your intentions clear when choosing whom to leave your assets to in the event of your death.…

What’s Special about Specialty Drugs?

Specialty drugs are medications used to treat complex illnesses such as cancer or multiple sclerosis. Because these drugs often need careful monitoring when administered or special handling, they are often…

Venture into Travel Assistance

You’ve packed your bags, booked your hotel, scheduled your excursions…but do you have a plan if something goes wrong while you’re in an unfamiliar country? Travel assistance provides support when…

Decoding Insurance Documents

Some documents are legally required to be shared with anyone participating in a health insurance plan. They detail benefits coverage, features, how they operate, etc. Two of these documents are…

Dial in to Telemental Health

In this time of virtual life, we’ve gotten used to doing more and more through the computer or phone. Whether it’s a Zoom happy hour, virtual wedding, or a telemedicine…

FSA: Rollover or Grace Period?

Flexible Spending Accounts often have two options that might need some explanation: “rollover” and “grace period.” A Flexible Spending Account (FSA) is a special tax-free account money goes into to…

Whole Life Insurance

Whole life insurance provides benefits for a lifetime. It’s more than just a benefit upon death — it provides value you can use during times of need. The benefits of…

Hospital Indemnity How-To

Nobody plans for a hospital visit, but things happen. It’s better to be protected in the event you or a loved one need a hospital stay. Hospital Indemnity coverage can…

Going Generic

We’ve all heard the news stories about high-cost prescriptions. But did you know you can save an incredible amount of money by choosing the generic brand option? First, you may…

Coast into Commuter Benefits

Commuter Benefits through your employer allow you to set aside tax‑free money for eligible parking expenses or mass‑transit fees. Two ways this is done are Parking Reimbursement Accounts (PRA) and…

Investing in Your Future Self

Investing might seem intimidating, but it has become easier than ever. Many companies offer predetermined investment options for 401(k) accounts, including Target Date funds or Asset Allocation funds. These can…

Student Loans 101

You put in the work, spent the time and earned a college degree. What’s next? Paying off those student loans. The weight of student loans can be daunting, but there…