Benefit Spotlight

Brace Yourself for Orthodontics

Smile for orthodontic coverage! Your teeth are an important part of your overall health, and keeping them healthy and strong matters. And while maintain a good bite has functionality benefits,…

Covering Critical Illness

If you’re diagnosed with an ailment, do you have a plan? Critical Illness coverage pays a lump-sum benefit if you are diagnosed with a covered disease or condition. You can…

Benefit Spotlight: Step into Step Therapy

The goal of a Step Therapy Program is to steer people to less expensive, yet equally effective, prescription medications while keeping member and physician disruption to a minimum. You must…

Who are Your Dependents?

You’ve likely heard the word “dependents” in regard to your taxes or your insurance benefits. But who is typically considered a dependent? Dependents eligible for coverage in benefits plans usually…

Primary Care vs. Specialist: What’s the Difference?

You’re not feeling well, or you have a chronic problem you can’t shake. How do you know what doctor to see? Can you visit your primary care physician for every…

Unpacking Urgent Care Centers

Urgent Care Centers are quickly becoming a staple of modern communities. You can find them easily and quickly just by driving around town. But there are a few things to…

The Rx Ladder

Prescription medication, whether for an illness or a chronic need, is an important part of your medical insurance benefits. But some levels of medication cost more, and these types are…

What is AD&D?

Accidental Death and Dismemberment insurance, known as AD&D in the insurance world, can be confusing. Typically, this benefit is a provision that covers unintentional death and/or dismemberment. Dismemberment, however, can…

Protect Yourself in the Long Run

It’s important to be prepared in case you ever get seriously sick or injured, and thinking about it can be tough. But while the subject is nerve-wracking, being out of…

Support through Short Term Disability

If you get hurt or sick and need to miss work, what are your options to keep up with your bills? Short-Term Disability (STD) benefits provide financial support to replace…

Accidents Happen

Life is unpredictable — you never know what might happen. So it’s better to be safe than sorry, and accident insurance can help give you that peace of mind. What…

Designating Your Beneficiary

Talking about death and finances is awkward. However, these important conversations can help avoid heartache and stress later down the road. For example, it’s important to talk about who will…